iOWN a global decentralized investment platform
IOWN
iOWN is a global decentralized investment platform that addresses the shortcomings of existing investment models, thanks to modern financial technologies. The project is a multifunctional online platform where users can use the services, choosing from the listed ready-made investment options. To access the platform services, iOWN project tokens will be used — this is its own internal digital currency, which is developed according to a special economic model. The platform allows you to combine different types of users: borrowers, investors, traders and many others. All users will find convenient and profitable services that will help you make the right financial decisions.
Problem
People are more likely to carry their money in a casino or lottery in the hope of increasing their capital, despite the fact that there are more reliable and predictable tools like the stock exchange. Many explain this by the lack of knowledge or the fear of incurring high financial risks. For uninitiated citizens access to the investment market is practically closed, which in some proportion is the cause of the growing imbalance between the rich and the poor. The developers of the iOWN platform analyzed the main problems and obstacles and identified several characteristic points, including:
(1). Management of risks
Governments and financial regulators usually scare with security in order to restrict a large number of people from “playing” on the stock exchange. In spite of the fact that objectively stocks have higher chances of profit than gambling. The higher the risk, the higher the income, and in the case of venture capital, the income can be 10–100 times greater. However, unlike gambling, investing allows you to own shares of companies, which is an added advantage.
(2). Investor training
Another reason why investments are considered too risky for individual investors is that picking stocks can be a difficult process, and a poorly balanced portfolio can lead to losses for investors. However, it is also no secret that fund managers invest their money in a passive index fund, which is a small portfolio of all companies in the S & P 500 index. The passive strategy may initially offer less potential profit in volatile markets. However, it provides tax advantages and reduces costs in general, and effectively outperforms actively managed portfolios. The question arises: does a retail investor lack the knowledge necessary to join this market, or are we deprived of high investment return opportunities due to several decades of lobbying?
(3). Cost reduction
To join the market, you often need to contact a broker who will require a commission and a minimum amount of investment. Many old school brokers require at least 10 thousand dollars of initial investment with significant transaction costs and taxes, which creates a high input barrier. There are also mutual funds designed to unite retail investors to buy a total portfolio, but they also usually require quite substantial investments of $ 3,000 or more. One of the ways to solve this problem throughout the industry will be to digitize the assets and shares of the company and divide them into smaller and affordable units using blockchain technology. Many companies already issue their shares in the form of tokens or represent the company’s capital and ownership of assets in the form of smart contracts. This allows users to buy stocks and invest in small amounts.
At present, the stock market is too expensive for a retail investor, especially through all kinds of brokers and intermediaries, so the highest potential profit opportunities remain reserved for wealthy individuals, venture capital and corporations. The big players claim superior knowledge and risk management capabilities, but their portfolio management skills have recently been challenged. It may be time to turn to technologies and legal solutions that allow retail investors equal share ownership.
Decision
How do iOWN developers propose to solve these problems and in what ways do they see business transformation tools using an open investment platform? To answer this question, we will look at specific services that have been developed for launch on the iOWN site, including:
(1). Search for venture financing for start-up companies.
Regardless of whether a user starts a small startup, owns a well-established business or a consortium, there comes a time when additional funds or a liquidity infusion are required to develop a current business or start a new one. If there is no experience in finding investors and tools for interacting with venture funds, the user will be able to find out who to contact. Entrepreneurs will be able to get recommendations, and then compete with similar enterprises in their region. The simplicity of this process will allow to concentrate the main efforts on their products.
(2). Reducing the risk of using venture capital
Despite a developed technological society, we retained investment models of the 20th century, when local entrepreneurs look mostly for local investors through their contacts or casual meetings, and then donate their business concepts under the management of venture investors who are only concerned with obtaining maximum profitability. as soon as possible. Many brilliant ideas and teams that in the long run could make a unique and sought-after product go bankrupt due to impatient investors. Venture capitalists are “massively investing” in 10–20 startups, expecting 5-fold return and quickly retreating from less successful or slower businesses. Thanks to iOWN, an entrepreneur will be able to control his risks and not be dependent on venture capital investors.
(3). Attracting investment from a wide audience
At present, the globalization of information transmission via the Internet and advances in financial technology are pushing investment models beyond standard banking, financial institutions and traditional venture capital investment. The Blockchain technology allowed projects to raise more than $ 6 billion from 2014 to 2017 and another $ 8 billion in 2018 alone. At the same time, P2P lending increased by 50% and, by estimates, will reach 900 billion by 2024. Entrepreneurs using the iOWN platform will be able to use the new financing solution for their start-ups and businesses Crowd-Investment, which combines the best features of crowdfunding and private investment with decentralized Blockchain technology. Entrepreneurs get instant access to a global network of trusted and reliable investors. They can instantly demonstrate their business idea and proposal without spending money, time and effort on networking, advertising or searching for toxic venture capital.
(4). Placing business information on the iOWN platform
Registration on the iOWN platform means that the company becomes part of the ecosystem and gets access to quality investors around the world. It also means gaining instant credibility, as the business is audited by iOWN experts and licensed auditors. With years of experience in the investment industry, the iOWN team knows what investors care about. The developers have created tools that will help entrepreneurs to demonstrate important information about their business.
Automated fundraising tools on the iOWN platform are easy to set up and run. The team provides an algorithm that simplifies the distribution of profits and transfer of ownership depending on the campaign policy. Entrepreneurs themselves determine the duration of their campaign (only 15 days) and retain control over their business after successful financing (as opposed to the venture investment model). Learn more about how iOWN can help a business by reading the whitepaper at https://www.iowntoken.com/
iOWN Token Tokenomics & ICO Information
Softcap: 1,200,000(USD)
Hardcap: 3,000,000(USD)
Currency Accepted: ETH
Coin Symbol: iOWN Token
Total Coins: 450,000,000
Coins for Sale: 300,000,000
iOWN Token Stage Information & Bonus
Start date: 06/01/2019
End date: 07/31/2019
Token for sale: 300,000,000
Token Price: 0.01 USD
Roadmap
Q1 2018
PROJECT RESEARCH AND VALIDATION
Detailed studies and analysis of:
Blockchain
Tokenisation
Crowdfunding
Traditional investment system
Planned Service Offer
Q2 2018
TEAM CONCEPT AND DEVELOPMENT
Form an iOWN team
Complete business model
Technology research
Feasibility study
Q3 2018
IOWN FOUNDATION
Build IOWN Community
Company Registration and License
Short list of the Blockchain platform
Includes case simulation implementation documents (block chains, smart contracts, wallet partnerships and tokens)
Q4 2018
AFTER IOWN
Form an Advisory Team
Launch IOWN Website
Start platform design
Publish white paper / lite IOWN
Launch the Private Mukmin campaign
Q1 2019
iOWN Private Sales
Expand personal sales program
Start developing the platform
Smart contract development / testing
Partnership with third party technology providers and auditors
Began to hold license validation and registration
Q2 2019
IOWN PROJECT
Mobile application development / testing
Completion of the implementation of smart contracts and external audits
Release the alpha / beta version of the platform
Get the first STO and hold a license
Penetration testing / vulnerability assessment
Q3 2019
BUSINESS ACCOUNTING FOUND
Exchange list
Release of Wallet and Mobile Application
Official Project Release
Launch a marketing acceleration campaign
Learn and analyze expansion plans
API integration with exchanges
Q4 2019
SEE EXPANSION
Finalize and begin execution of global expansion
Get a license holding the Second and third STO
Continue to adapt to market changes and regulations
Team
- Sulaiman Dawod: Direktur Operasi
- Alex Sayegh: Direktur Teknis
- Ashraf Al Qudah: Rekan Pendiri
- Zina Ashour: Co-Founder Pemasaran
- Emad Murrar: Direktur Keuangan
- Abdulrahman Sraidy: Manajer Proyek
- Mohamad Sraidy: Direktur Pengembangan Bisnis
- Ahmad Ali: Asisten Pemasaran
- Haneen Al Akhras: Analis penjualan dan pemikir strategis
- Lara Tlass: Marketing Executive
- Hasan Hamad: Spesialis Media Sosial
- Jay P. Galgo: Direktur Kreatif
- Paula Inna D. Rafa: Admin Executive
Advisors
- Umair Mehmood
- Santosh Deshpande
- Mark Hamad
- Hans Henrik Christensen
- Kokila Alagh
- Naresh Phanfat
More information project
Whitepaper: https://www.iowntoken.com/iOWN-whitepaper.pdf
Twitter: https://twitter.com/iowntoken
Facebook: https://www.facebook.com/iOWNToken/
LinkedIn: https://www.linkedin.com/in/iowngroup
Instagram: https://www.instagram.com/iowntoken/
Telegram: https://t.me/iOWNToken
Author — viktorkomov1991
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